New Bank Timetable for Ramadan 2026 Across Pakistan
The New Bank Timetable for Ramadan 2026 Across Pakistan has officially been announced to facilitate customers and bank employees during the holy month. Every year, banks adjust their working hours in Ramadan to ensure smooth operations while respecting fasting hours.
In Pakistan, banking hours are regulated by the State Bank of Pakistan (SBP), and all public and private banks follow the official Ramadan schedule issued by the central bank. The Ramadan 2026 banking hours aim to provide convenience to customers while maintaining operational efficiency.
In this detailed guide, we will explain the updated Ramadan bank timings, public dealing hours, differences between weekdays and Fridays, and important instructions for customers.
Ramadan 2026 Bank Timetable in Pakistan – Official Working Hours
During Ramadan, banks operate on special reduced hours compared to normal working days. These changes help both employees and customers manage their daily routines while fasting.
As per the usual Ramadan pattern followed in Pakistan, the expected bank timings for Ramadan 2026 are:
Monday to Thursday (Ramadan Working Hours)
- Bank Working Hours: 9:00 AM to 3:00 PM
- Public Dealing Hours: 9:00 AM to 2:00 PM
Friday (Ramadan Special Timetable)
- Bank Working Hours: 9:00 AM to 12:30 PM
- Public Dealing Hours: 9:00 AM to 12:30 PM
These timings may slightly vary depending on official notification issued by the State Bank of Pakistan (SBP), but generally, all banks across Pakistan follow this Ramadan schedule.
Why Bank Timetable Changes in Ramadan?
The holy month of Ramadan is a spiritually significant time for Muslims. Since most bank employees observe fasting, reduced working hours are introduced to:
- Support employee well-being
- Maintain productivity
- Allow early preparation for Iftar
- Manage workload effectively
Reduced hours also ensure that customers can complete transactions in the early part of the day.
Banks That Follow Ramadan 2026 Timetable
All commercial, Islamic, and public sector banks in Pakistan follow the Ramadan timetable issued by SBP. This includes:
- National banks
- Private commercial banks
- Islamic banks
- Microfinance banks
- Foreign banks operating in Pakistan
Whether you visit a branch in Lahore, Karachi, Islamabad, Peshawar, Quetta, or any other city, the Ramadan 2026 bank timings will remain uniform across the country.
Public Dealing Hours vs Bank Working Hours
Many customers get confused between public dealing hours and internal working hours. Let’s clarify:
Public Dealing Hours
This is the time when customers can:
- Deposit or withdraw cash
- Open bank accounts
- Submit applications
- Perform over-the-counter transactions
Internal Working Hours
Bank staff may continue internal processing, documentation, and system updates beyond public dealing hours.
For example, if public dealing ends at 2:00 PM, bank staff may continue internal work until 3:00 PM.
Online Banking & ATM Services During Ramadan 2026
One important thing to remember is that:
- ATMs operate 24/7
- Mobile banking apps remain active
- Internet banking services remain unchanged
- Online fund transfers are available anytime
During Ramadan, many customers prefer digital banking to avoid visiting branches. Services like:
- IBFT (Inter Bank Fund Transfer)
- Raast payments
- Bill payments
- Mobile top-ups
- Utility bill payments
- Zakat and charity transfers
can be done easily through banking apps.
Ramadan 2026 Bank Timing for Government & Private Sector Banks
The Ramadan timetable applies equally to:
- Government banks
- Private banks
- Islamic banks
- Development finance institutions
The working schedule is regulated under SBP guidelines, so there is no difference between government and private banks during Ramadan.
Special Instructions for Customers During Ramadan
Here are some useful tips for customers during Ramadan 2026:
1. Visit Early
Try to visit banks before 1:00 PM to avoid last-minute rush.
2. Use Digital Banking
Mobile apps and online banking save time and effort.
3. Check Branch Notice
Some branches may slightly adjust hours depending on local circumstances.
4. Friday Transactions
Remember that banks close earlier on Fridays.
5. Zakat & Charity Transfers
Ramadan is the peak season for charity payments. Plan your transfers early to avoid delays.
Importance of Ramadan for Banking Sector in Pakistan
Ramadan is a high-transaction month in Pakistan because:
- Businesses increase trade activity
- Salary withdrawals increase
- Zakat deductions are processed
- Charity payments rise
- Eid shopping transactions increase
Banks prepare in advance to handle increased ATM withdrawals and digital transactions.
Will Bank Timings Change After Ramadan 2026?
Yes. After Ramadan ends, banks return to their normal working hours. Typically:
- Monday to Thursday: 9:00 AM to 5:00 PM
- Friday: 9:00 AM to 1:00 PM (with break)
The official notification for post-Ramadan schedule is also issued by SBP.
Ramadan 2026 Expected Start Date in Pakistan
Ramadan 2026 is expected to begin in early March 2026 (subject to moon sighting). The banking timetable will take effect from the first working day of Ramadan.
Always check official announcements from SBP or your bank for confirmation.
Impact of Ramadan Timetable on Business Community
Business owners, traders, and companies must plan transactions according to reduced banking hours. Important activities like:
- Clearing cheques
- Processing salary payments
- Issuing pay orders
- Corporate banking transactions
should be completed early in the day.
Many companies now rely on online banking platforms for payroll and supplier payments during Ramadan.
Frequently Asked Questions (FAQs)
1. What are the official bank timings in Ramadan 2026 in Pakistan?
Banks usually operate from 9:00 AM to 3:00 PM, while public dealing is from 9:00 AM to 2:00 PM. Friday timings are shorter.
2. Are bank timings same across all cities?
Yes, all banks across Pakistan follow the same Ramadan timetable issued by SBP.
3. Do ATM services change during Ramadan?
No, ATMs remain operational 24/7.
4. Can I use mobile banking during Ramadan?
Yes, mobile and internet banking services remain active all the time.
5. Do Islamic banks have different Ramadan timings?
No, Islamic banks follow the same SBP Ramadan schedule.
6. When will normal banking hours resume?
Normal working hours resume after Ramadan ends.
Conclusion – Ramadan 2026 Bank Timetable Pakistan
The New Bank Timetable for Ramadan 2026 Across Pakistan ensures smooth banking operations while respecting the spiritual atmosphere of the holy month. Reduced working hours help both employees and customers manage their daily schedules comfortably.
Customers are advised to plan transactions early, use digital banking services, and stay updated with official announcements from the State Bank of Pakistan.
Ramadan is a time of reflection, charity, and discipline. With proper planning and awareness of updated bank timings, individuals and businesses can manage their financial activities without inconvenience.
