Maryam Nawaz Launches Rs 100 Billion Flood Rehabilitation Program

Punjab Chief Minister Maryam Nawaz Sharif has officially launched the Rs 100 Billion Flood Rehabilitation Program 2025, a historic initiative to rebuild lives and homes destroyed by recent floods across Punjab. Each affected household will receive Rs. 50,000 in cash assistance through ATM cards, ensuring complete transparency and quick delivery.

Speaking at the launch ceremony in Muzaffargarh, Maryam Nawaz called the program a “symbol of government compassion and accountability.” She said, “This is not charity — this is your right. Every flood-hit family will be supported with dignity and without delay.”

Under this plan, the government will utilize modern digital payment systems, coordinated by Punjab Social Protection Authority (PSPA) and NADRA, to verify beneficiaries and transfer funds directly to their accounts. The initiative marks a new chapter in e-governance and disaster recovery in Punjab.

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🌊 Background of the Initiative

The recent floods devastated over 9 lakh families and caused extensive damage in 60 tehsils across southern Punjab. To rebuild homes, support small farmers, and restore essential infrastructure, the Punjab government allocated Rs. 100 billion under this new relief framework.

Maryam Nawaz personally visited several affected districts including DG Khan, Rajanpur, and Rahim Yar Khan to assess ground realities. She directed officials to accelerate the digital registration of victims and ensure all payments are released through ATM-based disbursement within days.

💳 Digital Disbursement Through ATM Cards

In a groundbreaking step, every verified family will receive a personalized ATM card to withdraw Rs. 50,000 in assistance. The cards are being issued through Bank of Punjab, HBL, and UBL, with real-time tracking under PSPA supervision.

Beneficiaries can withdraw cash from any bank’s ATM without extra charges. This digital model eliminates corruption, ensures gender inclusion, and allows 24/7 access to relief funds. Families headed by women or senior citizens will be given top priority.

🏠 Rehabilitation Program Details

The comprehensive Rs. 100 billion relief package includes:

💸 Rs. 50,000 cash relief for every registered family.
🏡 House-repair grants for fully or partially damaged homes.
🌾 Agricultural support including seed, fertilizer, and livestock compensation.
🏫 Rehabilitation of schools, clinics, and roads in affected areas.

Maryam Nawaz said that this relief is part of a long-term “rebuild and recover” strategy combining cash assistance with livelihood restoration.

📍 Implementation Phases

The program will be rolled out in three clear stages:

Immediate Relief Phase – Rs. 50,000 distribution through ATM cards to all verified victims.
Reconstruction Phase – Repair and rebuilding of homes, schools, and healthcare units.
Resilience Phase – Investment in flood-resistant infrastructure and community preparedness programs.

Monitoring cells have been set up in every district to ensure timely disbursement and public transparency.

🗣️ CM Maryam Nawaz and PM Shehbaz Sharif Statements

During her address, CM Maryam Nawaz said:

“Every rupee must reach the right person. This money belongs to the people, and they will receive it without delay or discrimination.”

Prime Minister Shehbaz Sharif also lauded the initiative, calling it “a people-first, transparent governance model that should be replicated nationwide.” He assured full federal cooperation for Punjab’s flood rehabilitation plan.

📈 Economic and Social Impact

Experts estimate that this Rs. 100 billion initiative will:

Revive local rural economies through direct cash flow.
Help small businesses reopen and rehire workers.
Bring 30,000+ temporary jobs in reconstruction projects.
Digitally onboard thousands into the formal banking system.

The program strengthens both economic recovery and financial inclusion, creating a sustainable model for future disaster response.

🕊️ Transparency and Complaint System

The Punjab government has introduced a transparent monitoring system where beneficiaries can check payment status via:

PSPA official web portal
SMS service (by sending CNIC number)
District help desks for manual verification

A toll-free helpline has also been launched for those facing ATM issues or payment delays. Third-party audits will verify data accuracy to ensure that no unverified person receives funds.

🏞️ Districts Covered in Phase 1

Initial distribution is focused on the most flood-affected districts, including:

Muzaffargarh
Rajanpur
DG Khan
Rahim Yar Khan
Bahawalnagar
Layyah
Kasur
Okara

Each district’s allocation has been determined through PDMA’s GIS-based damage mapping to guarantee fairness and efficiency.

👩‍🌾 Support for Women and Farmers

Special attention has been given to women, farmers, and laborers who lost their livelihoods.

The government will provide:

Skill-development grants for rural women to restart cottage industries.
Free agricultural inputs for farmers under the Kisan Card Phase II scheme.
Livestock vaccination and fertilizer assistance for Rabi 2025 crops.

Maryam Nawaz stated, “Empowering women and farmers is key to rebuilding stronger communities.”

🌐 Integration with Existing Schemes

This relief initiative is synchronized with other Punjab welfare programs:

Apni Chat Apna Ghar Housing Project
Asaan Karobar Card for small entrepreneurs
Punjab Ehsaas Digital Platform
Nigehbaan Ramzan Program

Together, these create an integrated welfare network, ensuring every citizen in need is connected to government aid digitally.

📰 Public Reaction

The response from the flood-affected areas has been overwhelmingly positive. Residents expressed gratitude that relief money is transferred directly to their cards, avoiding bureaucratic hurdles.

Observers noted that this initiative reflects modern governance with human sensitivity, showing Punjab’s transition to a transparent, citizen-centered welfare model.

📅 What’s Next?

Phase 2 will begin in November 2025, focusing on:

House repair and livelihood grants
Expansion of the ATM disbursement network
Launch of a mobile complaint app for beneficiaries

Maryam Nawaz has instructed that all eligible families must receive payments by December 31, 2025.

🌾 Conclusion – Maryam Nawaz Rs 100 Billion Flood Rehabilitation Program

The Rs. 100 Billion Flood Rehabilitation Program 2025 showcases the Punjab government’s strong commitment to rebuilding lives with transparency and dignity. By directly providing Rs. 50,000 to each affected family through a digital mechanism, the program blends compassion with innovation.

Maryam Nawaz Sharif’s leadership has set a new national standard for disaster management — ensuring that technology, accountability, and empathy go hand in hand.

❓ FAQs — Flood Rehabilitation Program 2025:

1. Who can get the Rs. 50,000 cash aid?

Any family verified by NADRA and PSPA whose home, land, or livelihood was affected by the 2025 floods in Punjab.

2. How to check eligibility status?

Send your CNIC number via SMS to the PSPA helpline or visit your local Union Council for verification.

3. When will the payments be made?

The first phase of payments started in October 2025 and will continue in waves until December 2025.

4. Which banks are distributing funds?

Bank of Punjab (BOP), Habib Bank Limited (HBL), and United Bank Limited (UBL) are handling all disbursements.

5. What to do if you didn’t receive funds?

File a complaint through the PSPA website or call the toll-free helpline to get your issue resolved

Maryam Nawaz Launches Rs 100 Billion Flood Rehabilitation Program — Rs. 50,000 Cash Aid per Family