Govt Official PAVE Scheme Subsidy Installment Calculator 2025 Online Check
Electric Vehicle Subsidy Calculator
Calculate your EV subsidy and financing options with government-backed benefits
1 Select Vehicle Category
E Bike
E Rickshaw
E Loader
2 Select Vehicle Model
Choose a vehicle category first to see available models
Partner Banks & Financial Institutions
Authorized financial institutions for PAVE financing
Loan Details
Authorized Manufacturers
Contact information for vehicle manufacturers
| Company | City | Phone | |
|---|---|---|---|
| Jolta Electric | Lahore | 042-111-JOLTA | info@joltaelectric.com |
| Super Power | Lahore | 042-35-POWER | contact@superpower.pk |
| Crown | Karachi | 021-111-CROWN | info@crownpakistan.com |
| United | Lahore | 042-111-UNITED | info@unitedauto.com.pk |
| Road Prince | Karachi | 021-111-ROAD | info@roadprince.com.pk |
| Vlektra | Lahore | 042-111-VLEKTRA | info@vlektra.com |
| Ravi | Lahore | 042-111-RAVI | contact@ravi.com.pk |
| Atlas | Karachi | 021-111-ATLAS | info@atlasautos.com.pk |
| Lifan | Lahore | 042-111-LIFAN | contact@lifanpakistan.com |
| Zxmco | Lahore | 042-111-ZXMCO | info@zxmco.com.pk |
| Dayang | Karachi | 021-111-DAYANG | contact@dayang.pk |
| Metro | Faisalabad | 041-111-METRO | info@metrobikes.pk |
⚡ PAVE Installment & Subsidy Calculator – Quick Overview
The official digital support tool to estimate subsidy impact, final EV cost, and monthly installments for December 2025 PAVE applicants.
PAVE Installment & Subsidy Calculator – Quick Overview
The PAVE Installment & Subsidy Calculator is a digital support tool introduced under the Pakistan Accelerated Vehicle Electrification (PAVE) Program. It helps applicants estimate the final vehicle cost, subsidy impact, and monthly installments for electric bikes, rickshaws, and loaders.
By giving a clear financial picture before applying, the calculator makes EV ownership easier and more affordable, especially during the December 2025 selection period.
The calculator helps you understand:
- How much government subsidy you receive on each vehicle category
- The price after subsidy compared to full market price
- Available bank financing and markup options
- Your estimated monthly EMI based on tenure and cost
The PAVE Program covers three major electric vehicle categories, each offering substantial government support to reduce upfront cost and monthly installment burden.
| Category | Subsidy | Market Price | Price After Subsidy | Installment Period |
|---|---|---|---|---|
| E-Bike / Scooter | Rs. 80,000 | Rs. 250,000 | Rs. 170,000 | 24–36 months |
| E-Rickshaw | Rs. 400,000 | Rs. 1,000,000 | Rs. 600,000 | 36–60 months |
| E-Loader | Rs. 400,000 | Rs. 1,200,000 | Rs. 800,000 | 36–60 months |
E-Bike / Scooter
E-Rickshaw
E-Loader
To ensure easy access, the government has partnered with 18+ banks across Pakistan for the PAVE Installment & Subsidy framework.
🎯 Zero Markup (0%) Financing
0% markup plans are available through select public-sector banks, including:
- National Bank of Pakistan (NBP)
- Zarai Taraqiati Bank (ZTBL)
This option is ideal for applicants seeking interest-free repayment during the December 2025 phase, especially low and middle-income users.
🏦 Standard Bank Financing (16.5% – 19.5% APR)
Commercial banks offer standard markup financing, including:
- HBL, UBL, MCB, Bank Alfalah
- Faysal Bank, Allied Bank, Standard Chartered
These plans provide flexibility based on your repayment capacity, preferred tenure, and risk profile, giving more choice to applicants.
- Choose your vehicle type – Select E-Bike, E-Rickshaw, or E-Loader.
- Enter the post-subsidy price – Use the “Price After Subsidy” value for your category.
- Select a tenure (12–60 months) – Decide how long you want to pay the loan.
- Click “Calculate” – View your estimated monthly EMI instantly.
This simple process helps you plan installments and decide whether the vehicle is affordable before you apply.
The table below gives sample EMI estimates at 0% markup so you can see how much you may need to pay every month under typical plans.
| Vehicle Type | Final Cost | Monthly EMI | Duration | Markup |
|---|---|---|---|---|
| E-Bike | Rs. 170,000 | Rs. 4,700/month | 36 months | 0% |
| E-Rickshaw | Rs. 600,000 | Rs. 16,700/month | 36 months | 0% |
| E-Loader | Rs. 800,000 | Rs. 22,200/month | 36 months | 0% |
E-Bike EMI Example
E-Rickshaw EMI Example
E-Loader EMI Example
To promote equal access and income generation, the program includes dedicated quotas for key groups:
👩 25% Women Applicants
Guarantees that at least one-quarter of allotted E-Bikes go to women, supporting safe and independent mobility.
🛵 Delivery Riders & Gig Workers
Special focus on riders working with food delivery and courier platforms to reduce fuel costs and increase net income.
🏪 Small Business Owners
Support for small-scale entrepreneurs using E-Rickshaws and E-Loaders for goods transport and local services.
While registrations began earlier, December 2025 is a key milestone for shortlisting, verification, financing approvals, and the start of first-phase distribution.
| Activity | Timeline | Details |
|---|---|---|
| Shortlisting & Verification | December 2025 | Screening of applications, eligibility checks, and cross-verification of submitted details. |
| Financing Approvals | December 2025 | Partner banks review financial history and approve financing for shortlisted applicants. |
| First-Phase Distribution | 2025–26 | Rollout covering 40,000 E-Bikes, 1,000 E-Rickshaws, and 1,000 E-Loaders. |
Shortlisting & Verification
Financing Approvals
First-Phase Distribution
🆔 Basic Conditions
- Valid Pakistani CNIC
- Age between 18–65 years (minimum 21+ for E-Rickshaw/E-Loader)
- Clean credit / financial history (no major loan defaults)
🚗 License Requirement
- Valid motorcycle license required for E-Bike users
🎯 Priority Segments
- Women and widows
- Students
- Low-income families and vulnerable groups
Keep the following documents ready before starting your online application at pave.gov.pk:
🆔 CNIC Copy
Valid CNIC (front and back)
🏠 Domicile Certificate
Proof of residence
🏦 Bank Account (IBAN)
Active bank account details
💰 Income Proof
Income certificate or salary slip
📸 Passport Photo
Recent passport-size photograph
🚗 Driving License (if applicable)
Motorcycle or relevant vehicle license
✅ Also keep original documents available for verification during the December 2025 phase.
- Visit pave.gov.pk – Open the official PAVE portal.
- Click “New Registration” – Start your application.
- Enter CNIC & Mobile Number – Provide basic identity details.
- Verify via OTP – Enter the SMS code sent to your mobile.
- Fill personal & financial details – Add income, employment, and contact info.
- Upload documents – Attach scanned copies of all required documents.
- Submit and note your Tracking ID – Use it to check status later.
The PAVE Installment & Subsidy Calculator is more than a simple EMI tool – it is a planning assistant for your December 2025 EV purchase.
🔍 Transparent Subsidy Comparison
Instantly compare market price vs. price after subsidy for each EV category.
💡 Clear Cost Planning
See how total cost and monthly EMIs fit into your household budget.
🏦 Bank Decision Support
Understand which financing option (0% or standard markup) works best for you.
📊 Installment Forecasting
Test different tenures (12–60 months) to find a comfortable monthly payment.
🚫 No Hidden Cost Surprises
Get a clean and upfront view of expected payments before applying.
The PAVE Installment & Subsidy Calculator is a practical planning tool that simplifies the journey toward owning an electric bike, rickshaw, or loader under the National NEV Policy 2025–30. With generous government subsidies, 0% markup financing options, and fully digital registration, Pakistanis can shift to clean, affordable transportation without unnecessary financial pressure.
⚡ Pakistan Accelerated Vehicle Electrification (PAVE) Program 2025–30
The Government of Pakistan has launched the Pakistan Accelerated Vehicle Electrification (PAVE) Program 2025–30 to promote clean, affordable, and sustainable transport.
Through this initiative, citizens can purchase electric bikes, rickshaws, and loaders with massive government subsidies and 0% markup installment plans.
To simplify your experience, the PAVE Subsidy Installment Calculator lets you instantly calculate your eligible subsidy amount, monthly EMI, and loan options offered by 18+ partner banks across Pakistan.
💡 Key Features of the PAVE Calculator
- ✅ Up to PKR 400,000 Government Subsidy
- ✅ 0% Markup Financing under the official government scheme
- ✅ 18+ Partner Banks Nationwide
- ✅ Instant EMI & Installment Breakdown
- ✅ Compare Subsidy & Loan Options Online
🛵 Vehicle Categories & Subsidy Details
| Vehicle Type | Govt Subsidy | Avg. Market Price | Final Price (After Subsidy) | Installment Plan |
|---|---|---|---|---|
| E-Bike / Scooter | Rs. 80,000 | Rs. 250,000 | Rs. 170,000 | 24–36 months |
| E-Rickshaw | Rs. 400,000 | Rs. 1,000,000 | Rs. 600,000 | 36–60 months |
| E-Loader | Rs. 400,000 | Rs. 1,200,000 | Rs. 800,000 | 36–60 months |
💬 Example:
An E-Bike worth Rs. 250,000 can be purchased for only Rs. 170,000, with installments starting from Rs. 4,700/month and 0% markup through participating banks.
🏦 Partner Banks & Financing Options
The PAVE program partners with top national and private banks to provide fair, flexible financing options for all Pakistanis.
🎯 0% Government Markup Financing
Offered through:
- National Bank of Pakistan (NBP)
- Zarai Taraqiati Bank Limited (ZTBL)
- Punjab Provincial Cooperative Bank
💰 Partner Banks (16.5% – 19.5% APR)
Including: Standard Chartered, HBL, UBL, MCB, Bank Alfalah, Faysal Bank, Allied Bank, Askari Bank, JS Bank, Silk Bank, and others.
📊 How to Use the PAVE Calculator
- Select your Vehicle Category (E-Bike, E-Rickshaw, or E-Loader)
- Enter the Loan Amount (after subsidy)
- Choose your Loan Tenure (12–60 months)
- Click “Calculate EMI” to get your monthly installment instantly
The calculator provides accurate, transparent, and government-verified results so you can plan your purchase confidently.
👩🦰 Special Quotas (PAVE 2025–30)
| Category | Description |
|---|---|
| 👩 Women Quota (25%) | Reserved electric bikes for women commuters |
| 🛵 Delivery Riders | Subsidized bikes for delivery & courier workers |
| 🏪 Small Business Quota | Rickshaws and loaders for small entrepreneurs |
📅 Important Dates
| Event | Date | Details |
|---|---|---|
| Registrations Open | 1st September 2025 | Apply online at pave.gov.pk |
| Last Date to Apply | 30th September 2025 | Final submission deadline |
| Selection & Balloting | October 2025 | Transparent e-balloting system |
| First Phase Distribution | 2025–26 | 40,000 bikes, 1,000 rickshaws & 1,000 loaders |
⚠️ Applications close on 30th September 2025. Don’t miss your chance to apply for Pakistan’s largest EV subsidy scheme!
✅ Eligibility Criteria
- Must be a Pakistani Citizen with valid CNIC
- Age between 18–65 years (21+ for Rickshaw/Loader)
- Valid Driving License (for applicable vehicles)
- No loan defaults or financial defaulters
- Reserved quotas for students, women & low-income families
📋 Required Documents
- CNIC (Front & Back)
- Domicile Certificate
- Active Bank Account (IBAN)
- Income Certificate / Salary Slip
- Passport-size Photograph
- Valid Driving License (if applicable)
🔗 How to Apply for PAVE Subsidy Online
- Visit pave.gov.pk
- Click “New Registration”
- Enter your CNIC & Mobile Number
- Complete OTP Verification
- Fill out personal and financial details
- Upload all required documents
- Submit your form and get your Tracking ID
💬 Why Use PAVE Subsidy Calculator?
- 📊 Accurate Subsidy Calculation
- 💡 Understand Real Costs Before Applying
- 🏦 Compare Bank Options Easily
- 💰 No Hidden Fees or Extra Charges
- 🔍 Official Government-Based Data
PAVE Scheme Subsidy Installment Calculator 2025 Final Words
The PAVE Subsidy Installment Calculator 2025 is a breakthrough step toward a cleaner and more affordable future.
With massive EV subsidies, 0% markup loans, and a fully online registration process, Pakistanis can now switch to electric vehicles without financial stress.
👉 Use the calculator above to check your subsidy and apply today at pave.gov.pk before the deadline!