CM Punjab Livestock Card Phase 2 Apply Online 2025 — Get Rs 5.4 Lakh Loan with 25% Subsidy!
For years, livestock farmers in Punjab have struggled with the rising costs of animal feed, medicines, veterinary treatment, and maintenance. Many small farmers are forced to sell their animals when they are unable to arrange cash for fodder or medical emergencies. Even those who wish to expand their cattle business cannot do so due to a lack of financial support. Private loans are expensive and local moneylenders often charge very high interest, trapping farmers into debt.
Understanding this problem, the Government of Punjab, under the leadership of Chief Minister Maryam Nawaz Sharif, has launched a modern and digital solution known as the Punjab Livestock Card Scheme. After successfully completing its first phase, the government has now introduced CM Punjab Livestock Card Phase 2 Apply Online 2025, which allows livestock owners to receive up to Rs 5.4 lakh in financial assistance with a 25 percent subsidy. This is not an ordinary loan. It is a fully controlled digital card that can be used only for livestock-related purchases such as feed, silage, minerals, and medicines. The amount is repaid in easy installments, with zero or very low markup depending on the farmer’s category.
This article explains every detail of CM Punjab Livestock Card Phase 2 Apply Online in simple words. Whether you own two animals or run a small dairy setup, this complete guide will show you how to apply online, who is eligible, what documents are needed, how much profit or subsidy you will get, how repayment works, how many animals you can manage with this loan, what common mistakes to avoid, and what frequently asked questions are important for applicants.
If you are seriously interested in improving your dairy business, then read this article completely, because such schemes do not repeat again and again.
What Exactly is CM Punjab Livestock Card Phase 2 Apply Online 2025 Scheme?
The CM Punjab Livestock Card Phase 2 Apply Online scheme is a digital financing program launched by the Punjab government in partnership with the Bank of Punjab. Instead of giving cash to farmers, the government issues a special debit card. This card is pre-loaded with loan money, which the farmer can use only at registered feed stores, veterinary suppliers, and certified livestock shops. This ensures that the money is not misused and is spent only for animal welfare.
The total financial limit of this card is Rs 540,000. A 25 percent subsidy is given on selected items. This means if a farmer spends Rs 100,000 on feed or medicines, he will get Rs 25,000 benefit through government subsidy. The amount spent is repaid in monthly or seasonal installments depending on milk or animal sale income. Unlike normal bank loans, there is no complex paperwork. You do not need land ownership or guarantee. Even tenant farmers and women can apply easily.
In short, this scheme is part of the Maryam Nawaz farmer subsidy program. Its purpose is to support small and medium livestock farmers, increase milk production, reduce animal disease, and promote commercial dairy farming in Punjab. It is the first digital cattle loan apply online Punjab facility available across the province.
Eligibility Criteria for Punjab Livestock Loan Scheme 2025
The government has kept eligibility very simple so that maximum farmers can benefit. The applicant must meet the following conditions:
- Must be a resident of Punjab.
- Must own at least two animals such as buffalo, cow, bull, or goat.
- Must have a valid CNIC.
- Must have a mobile number registered in their own name.
- Must agree for animal verification by the livestock department.
- Male and female farmers both are eligible.
- Land ownership is not compulsory. Tenant farmers can also apply.
- No age limit mentioned officially but applicant should be capable of repayment.
The key point is that the government wants to support real farmers. So ensure that your animal details are correct during verification.
Read Also: Who Is Eligible for Punjab Livestock Card Phase 2 ?
Required Documents for 9211 Livestock Card Registration
Applicants must have the following documents prepared before applying:
- Copy of CNIC (both sides)
- Passport size photograph
- Proof of livestock ownership (animal tag number or verification slip)
- Mobile number registered on the same CNIC
- Bank account (optional; Bank of Punjab will open one if you do not have)
There is no need for land ownership papers, salary slips, utility bills, or heavy financial documentation. The process is designed for ease.
How to Apply for CM Punjab Livestock Card Phase 2 Apply Online
There are two ways to apply for the dairy farmers loan scheme Punjab.
Method 1: Apply via SMS
- Open message box on your mobile.
- Type PLC followed by space and your CNIC number without hyphens.
- Send this message to 8070.
- You will receive reply regarding eligibility or next steps.
Example: PLC 3520212345678
Do not send wrong CNIC number format. Use only the number written on your ID card.
Method 2: Apply Online through the Official Portal
- Visit the official website at https://plc.punjab.gov.pk
- Click on Apply for Livestock Card.
- Enter CNIC, mobile number, address, and animal details.
- Upload required documents if required.
- Submit the form and wait for verification.
A livestock inspector or bank representative will contact you. Keep your phone active. Missing calls may delay approval.
Read Also: CM Punjab Livestock Asset Transfer to Rural Women Scheme 2025
How to Apply for 8070 Livestock Loan Registration in Punjab?
To apply for the Punjab Livestock Card Loan through the 8070 SMS service, farmers simply need to send an SMS with the format PLC (space) CNIC to 8070 from their registered mobile number. Once the message is sent, applicants will receive a confirmation reply from the government system.
After verification, the concerned livestock department will contact the farmer for further processing of the loan and subsidy documents. This method is completely free, quick, and avoids the hassle of visiting government offices. Farmers who do not have bank access can still apply easily using this 8070 livestock loan registration service.
Contact Helpline for Assistance
If you face any issue while applying, call 9211 or 08000-9211. This number is reserved for the Punjab livestock loan scheme 2025. You can also visit your nearest livestock department office or Bank of Punjab branch.
Loan and Subsidy Details
The financial structure of the scheme is defined as follows:
| Feature | Details |
|---|---|
| Maximum Loan Limit | Rs 540,000 (5.4 Lakh) |
| Subsidy Rate | 25 percent on approved feed and medicines |
| Repayment Duration | One to three years |
| Installment Type | Monthly or seasonal |
| Markup | Interest-free or minimal markup depending on category |
| Card Type | Digital Mastercard linked to Bank of Punjab account |
This card can be used at partnered livestock shops and feed stores. Cash withdrawal is not allowed to prevent misuse.
How Many Animals Can Be Managed Under This Loan?
The scheme is not only for buying animals but mostly for feed and welfare. Still, if a farmer wants to know how many animals can be supported by the given limit, consider the following example:
| Animal Type | Approximate Cost | Maximum Animals Covered |
|---|---|---|
| Buffalo or Cow | Rs 135,000 each | Up to 4 animals |
| Goat | Rs 40,000 each | Up to 10 animals |
The loan can be used to feed and maintain these animals for a complete season. If you already own animals, this scheme will help in improving their health and milk yield.
Repayment Procedure
Unlike commercial loans, there is no pressure of strict monthly instalment. The government understands that farmers earn seasonally. Therefore, you can choose to repay monthly or after milk sale or animal sale cycle. Early repayment is allowed without penalty. Those who repay on time will also be eligible for future schemes.
Benefits of the Maryam Nawaz Farmer Subsidy Program through Livestock Card
The major advantages of this scheme are listed below:
- No need to depend on private moneylenders.
- No high-interest loan burden.
- Subsidy is directly applied, reducing total expenses.
- Digital card ensures transparency and ease of purchase.
- Women farmers can also apply without male dependency.
- Animal health improves leading to better milk production.
- Farmers can plan expansion without financial stress.
- Removes the habit of distress selling of animals during emergencies.
Read Also: CM Punjab Launches Livestock Card Phase 2
The government aims to convert traditional livestock owners into professional dairy entrepreneurs.
Common Mistakes to Avoid While Applying
Many applicants face rejection due to small mistakes. Avoid the following errors:
- Do not enter wrong CNIC format in SMS.
- Do not send SMS from a number not registered on your CNIC.
- Do not ignore verification calls.
- Do not provide false animal details.
- Do not refuse field inspection by livestock officers.
Accurate and cooperative behaviour will speed up approval.
CM Punjab LS Card Frequently Asked Questions
Can I withdraw cash from this card?
No, the card is strictly for livestock-related purchases only. No ATM withdrawal is allowed.
Can I apply if I do not have land?
Yes. Land ownership is not required. Tenant farmers are eligible.
Can women apply for this scheme?
Yes. Women farmers are encouraged to apply and will get equal benefits.
Is this only a one-time facility?
No. Once you repay the loan, you will be eligible for fresh limit again.
What happens if I delay repayment?
Delayed repayment will affect your eligibility for future schemes and may cause penalty.
Final Conclusion – Why This Scheme Should Not Be Ignored
Punjab is an agricultural province and livestock is the backbone of rural economy. Unfortunately, small and poor farmers never get support from conventional banking systems. Most banks demand land papers, guarantors, and long paperwork, which ordinary farmers cannot arrange. As a result, they remain dependent on informal loans and their financial condition never improves.
The introduction of CM Punjab Livestock Card Phase 2 Apply Online has changed this situation completely. Now a farmer does not need to stand in lines or bribe anyone. With a simple SMS or online form, he can receive Rs 5.4 lakh support on easy installments with government subsidy. It is a golden opportunity for every animal owner, whether he has two buffaloes or runs a small dairy farm. This scheme not only solves the problem of feed and medicine but also builds confidence that the government truly supports agriculture.
Instead of waiting and complaining, this is the right time to act. If you are a farmer or you know someone who owns cattle, encourage them to apply. Do not think of it as a loan. Think of it as an investment into your animal’s health and your family’s future. Once animals are healthy, milk production increases, income improves, children get better education, and financial dignity grows.
The scheme is live and applications are open. Do not miss it. CM Punjab Livestock Card Phase 2 Apply Online is your chance to rise above poverty and build a stable livestock business. Apply now through SMS or online portal and take your first step towards economic progress.
