BISP IPV Payments Stopped 2025 Eligibility, Benefits, FAQs & October Government Clarification
The BISP IPV Payments Stopped 2025 has officially halted IPV (Internal Payment Verification) payments starting from October 2025, causing widespread concern among beneficiaries who relied on these transfers. Many women are now asking whether their BISP stipends are permanently cancelled or only paused, and who will continue receiving financial support under the new policy.
Government officials have clarified that BISP IPV Payments Stopped 2025 Instead, the payment process has been temporarily suspended due to misuse, duplicate entries, and unverified records. The authorities are now switching IPV recipients to a centralized digital verification system to ensure only eligible and deserving women continue receiving payments.
The Government of Pakistan has launched the BISP Sahulat Account 2025 initiative to transform how beneficiaries receive their financial assistance. Traditionally, women had to visit cash centers or retail agents, often standing in long lines under the sun, facing delays, rude behavior, or even illegal deductions from their payments. With this new banking model, every eligible BISP beneficiary will now have her own bank account, ensuring full control, safety, and dignity over her funds.
From October 2025 onwards, BISP is shifting thousands of registered women from the old payment system to direct bank deposits. This means that instead of waiting for SMS or visiting multiple centers, beneficiaries can simply withdraw their stipend using an ATM card at any time. The government has partnered with HBL, UBL, Meezan Bank, and Bank Alfalah to open these free Sahulat Accounts without any documentation fees or monthly charges.
This shift is also part of Pakistan’s digital inclusion strategy, where the goal is not only to distribute cash but to empower women financially. Having a bank account enables women to receive future subsidies, loans, and government incentives directly, without relying on intermediaries. In rural and semi-urban areas, this will break long-standing dependency barriers, helping women save money, track transactions, and build financial identity.
Many beneficiaries are concerned about how the new system will work and whether it will be complicated. However, BISP has confirmed that the entire process is kept simple and fingerprint-based, requiring only CNIC and mobile number verification. Biometric machines will verify the identity of beneficiaries during account opening, and ATM cards will be issued within 1–2 weeks.
According to official data, more than 32 lakh women across Punjab, Sindh, KPK, Balochistan, AJK, and GB have been shortlisted for Phase 1 Sahulat Account activation. The remaining beneficiaries will be onboarded in Phase 2, expected to start in early 2026. This means no one will lose payment rights, but all beneficiaries will gradually shift to a more secure and transparent system.
The main objective of the Sahulat Account is to eliminate fraud, agent deductions, and cash handling risks. Previously, many women complained that cash agents deducted Rs. 200–500 per payment, but now with ATM-based transparent withdrawal, the entire amount reaches the deserving mother directly. This initiative ensures financial safety, independence, and long-term security for millions of poor families.
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Why Have IPV Payments Been Stopped?
According to the latest BISP update, the suspension aims to:
- ✅ Eliminate fraudulent and duplicate entries
- ✅ Move from manual verification to digital screening
- ✅ Ensure payments reach genuine low-income families only
- ✅ Introduce bank-based transparent withdrawals instead of loosely monitored cash counters
The decision is part of the 2025 Social Welfare Reform Policy, which also includes CNIC re-verification, dynamic surveys, and Nadra-linked payment cross-matching.
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Who Will Still Receive Payments?
Not all beneficiaries are affected. The following groups will continue to receive BISP funds without interruption:
- 8171 Kafalat Beneficiaries with valid PMT Score under 32
- Education and Nashonuma stipend holders linked to school attendance or child immunization programs
- Women using bank cards or biometric withdrawal machines (HBL / Bank Alfalah networks)
- Beneficiaries reverified through the 2024–25 Dynamic Survey
Benefits of the New Payment System (After IPV Suspension)
The shift away from IPV-based payments brings several positive improvements:
- ✅ More secure and traceable payments via bank accounts
- ✅ No need for repeated manual verification visits
- ✅ Protection from agents and middlemen deducting commission
- ✅ Faster approval once data is reverified
- ✅ Greater transparency in record tracking
- ✅ Eligibility linked directly with Nadra & Poverty Score Registry
- ✅ Digital receipt and SMS alert for every transaction
Eligibility Criteria After New Policy
Only those meeting the updated requirements will be retained in the Kafalat program:
- Must be a female head of household with valid CNIC
- Must be below the poverty line (PMT score under 32)
- No government job, pension, or business ownership
- No overseas travel history or luxury asset record
- CNIC must be updated in NADRA system (marital or address changes must be corrected)
- Must complete re-verification survey if called by BISP
FAQs About BISP IPV Suspension:
1. Is BISP completely stopping payments for everyone?
➡ No, only IPV-based unverified accounts are paused. Regular Kafalat users will continue receiving funds.
2. How can I check if my payment is stopped?
➡ Send your CNIC to 8171 and check your current status.
3. Can I reapply if my payment is stopped?
➡ Yes, visit your nearest BISP Tehsil Office for re-verification.
4. When will IPV payments resume?
➡ After data screening is completed, payments will restart automatically.
5. Do I need a bank account to continue receiving BISP?
➡ In many districts, bank-based withdrawal is now mandatory.
6. What is PMT score and how do I check it?
➡ It’s your poverty score based on government records. You can ask BISP office staff or check during the Dynamic Survey.
7. Can men apply for BISP after this change?
➡ Payments are still reserved for women, but men can register households on behalf of female members.
8. What documents are required for re-verification?
➡ CNIC, NADRA Family Record, Utility Bill, and Mobile Number.
9. What if I didn’t receive any SMS from BISP?
➡ You can visit the Tehsil Office directly to confirm status.
10. Is this change nationwide or only for Punjab?
➡ This policy applies across all provinces including Sindh, KP, Balochistan, and GB.
BISP 8171 2025 Conclusion:
The BISP IPV Payments Stopped 2025 under the BISP program has understandably created confusion but it is not a permanent ban. Instead, the government is upgrading the system to ensure fairness, transparency, and better delivery of financial aid.
