List of Approved Machinery Under CM Mechanization Scheme
Machinery Under CM Mechanization Scheme Punjab is moving rapidly toward modern smart agriculture, and one of the biggest steps in this journey is the launch of the CM High-Tech Farm Mechanization Interest-Free Loan Scheme 2025. Under this initiative, farmers, service providers, and agri-based businesses can now purchase approved agricultural machinery with 0% markup. Whether you are a small farmer or a commercial agribusiness, this scheme enables you to buy expensive machinery through easy installments without paying any interest.
To maintain transparency, the Government of Punjab has issued an official list of approved machinery that is eligible for financing under this scheme. This list is very important for applicants because only approved models will be financed — any unlisted machinery will not qualify for the loan.
Check Also: Eligibility Criteria for CM High Tech Farm Mechanization Scheme 2025
✅ Key Features of the Mechanization Loan Scheme?
| Feature | Details |
|---|---|
| Loan Amount | Up to PKR 30 Million (Interest-Free) |
| Equity Contribution | 20% self-share, 80% financed by government banks |
| Tenure | 3 to 5 Years Easy Installments |
| Eligible Applicants | Farmers, Service Providers, Co-operatives, Agri Companies |
| Machinery Type | Local & Imported (Only Government-Approved Models) |
| Application Mode | Online via cmhightech.punjab.gov.pk |
✅ List of Approved Machinery Under CM Mechanization Scheme 2025?
Below is the complete list of machinery categories allowed under the scheme. Each machine includes a short explanation to help you choose better.
Check Also: Required Documents for Interest-Free Agricultural Machinery Loan
1. Tillage & Soil Preparation Machinery?
| Machine | Usage & Benefits |
|---|---|
| Rotavator / Rotary Tiller | Breaks soil clods and mixes residue for seedbed preparation. |
| Chisel Plough | Ideal for deep tillage to improve soil aeration and water absorption. |
| Disc Plough / Mouldboard Plough | Cuts and turns the soil for primary cultivation in hard fields. |
| Cultivator | Used for secondary tillage and weed removal. |
| Laser Land Leveler | Ensures uniform leveling, saving water and improving yield. |
| Sub Soiler | Loosens compact soil layers to increase root penetration. |
✔ Best for land preparation before sowing.
2. Seed Sowing & Planting Machinery?
| Machine | Usage & Benefits |
|---|---|
| Seed Drill (Conventional & Zero-Till) | Accurate seed placement with uniform spacing. |
| Multi-Crop Planter (Wheat, Maize, Soybean) | Saves time by planting multiple crops with one machine. |
| Potato Planter | Ensures uniform seed spacing for higher tuber growth. |
| Sugarcane Planter / Dibbler | Helps in neat sugarcane plantation with equal row distance. |
| Rice Transplanter (Self-Propelled & Walk-Behind) | Reduces labor cost by planting rice seedlings automatically. |
✔ Ensures maximum germination and uniform growth.
3. Fertilizer & Pesticide Application Machinery?
| Machine | Usage & Benefits |
|---|---|
| Boom Sprayer (Mounted / Trailed) | Sprays pesticides evenly across wide fields. |
| Knapsack / Power Sprayers | Ideal for small-scale crop protection. |
| Fertilizer Broadcaster | Distributes fertilizer uniformly without wastage. |
| Drone Sprayers | Precision spraying with remote control — best for tall crops. |
✔ Reduces input cost and improves crop health.
4. Harvesting & Threshing Machinery?
| Machine | Usage & Benefits |
|---|---|
| Combine Harvester (Wheat / Rice / Maize) | Harvests, threshes, and cleans grains in one go. |
| Reaper / Binder | Cuts crops quickly, reducing manual labor. |
| Thresher Machines (Multi-Crop / Wheat / Paddy) | Separates grains from stalks. |
| Maize Sheller | Removes grains from maize cobs efficiently. |
| Groundnut Digger / Harvester | Lifts and cleans groundnuts without damage. |
✔ Saves time during harvesting season.
5. Post-Harvest & Crop Handling Machinery?
| Machine | Usage & Benefits |
|---|---|
| Straw Chopper / Shredder | Cuts crop residue for livestock or mulching. |
| Baler Machine (Round & Square) | Converts straw into bales for easy storage. |
| Fodder Chopper / Silage Machine | Prepares animal feed efficiently. |
| Grain Dryer | Reduces crop moisture after harvest. |
| Cotton Picker | Harvests cotton without contamination. |
✔ Perfect for dairy and poultry farmers.
6. Transport & Material Handling Machinery?
| Machine | Usage & Benefits |
|---|---|
| Tractor-Trolley (Hydraulic / Multi-Purpose) | Used for crop and material transport. |
| Front-End Loader | Helps in loading sand, manure, or grain. |
| Mini Loader / Forklift | Best for warehouse or mill operations. |
| Silage Grabber | Picks and loads silage easily. |
✔ Improves mobility and reduces manual lifting.
7. Specialized High-Tech & Smart Equipment?
| Machine | Usage & Benefits |
|---|---|
| GPS-Based Auto Guidance System | Enables self-driving tractors. |
| Smart Irrigation Controllers | Saves water by automation. |
| Solar-Powered Tube Wells | Reduces electricity cost for irrigation. |
| Orchard Pruner & Shaker | Helps in fruit harvesting. |
| Fruit Grader & Sorter | Sorts fruits for commercial packing. |
✔ Ideal for modern smart farming.
✅ How to Choose the Right Machinery?
- If you grow wheat, rice or maize, focus on tillage + seed sowing + harvesting machines.
- If you run a dairy or livestock farm, go for baler, chopper, and fodder machinery.
- If you want to start a rental business, invest in tractor + sprayer + planter package.
- If you are a progressive farmer, try GPS systems or drone sprayers.
✅ Eligibility Criteria (Who Can Apply?)
✔ Individual Farmers (Landowner or Lease Holder)
✔ Service Providers (Tractor or Machinery Owners)
✔ Cooperative Farming Groups
✔ Agri-Based Companies & Startups
✔ Women & Youth Farmers (Special Quota Available)
Check Also: List of Approved Machinery Under CM Mechanization Scheme
✅ Loan Coverage & Equity Share?
| Machinery Cost | Applicant Share (20%) | Loan Share (80%) |
|---|---|---|
| PKR 1,000,000 | PKR 200,000 | PKR 800,000 |
| PKR 5,000,000 | PKR 1,000,000 | PKR 4,000,000 |
| PKR 20,000,000 | PKR 4,000,000 | PKR 16,000,000 |
✅ No interest will be charged on the financed amount.
✅ How to Apply Online – Step-by-Step?
- Visit cmhightech.punjab.gov.pk
- Click Apply for Machinery Loan
- Create your account with CNIC & Mobile Verification
- Select Machinery Category and Model
- Upload Required Documents
- Submit application and wait for approval call
- Visit bank branch for final agreement & biometric
✅ FAQs – Machinery Under CM Mechanization Scheme?
1. Can I apply without owning land?
→ Yes, service providers can apply.
2. Can I buy imported machinery?
→ Yes, but only if it is in the approved list.
3. Can women apply?
→ Yes, women farmers have separate quota.
4. Can I apply for more than one machine?
→ Yes, if your financial status supports it.
5. How long does approval take?
→ Around 30 to 45 days.
6. Can I resell the machinery?
→ Not until the loan is fully repaid.
7. Is guarantor required?
→ Yes, bank may ask for one.
8. Are second-hand machines allowed?
→ ❌ No, only brand new machinery.
9. Can I track my application online?
→ ✅ Yes, via portal dashboard.
10. Is insurance included?
→ Yes, most banks will add machinery insurance.
✅ Conclusion Machinery Under CM Mechanization Scheme?
The List of Approved Machinery Under CM Mechanization Scheme 2025 includes almost every essential tool required for modern agriculture. From land preparation to harvesting and fodder management, farmers now have access to advanced machinery without paying any interest.
This is a golden opportunity for farmers to move from manual labor to smart agriculture. Whether you want to increase productivity, save labor cost, or start a rental machinery business, this loan scheme provides a complete solution.
