Zarai Taraqiati Bank Limited Announces ZTBL Jobs 2025 – Multiple Officer & AVP Posts Advertised Nationwide
Zarai Taraqiati Bank Limited (ZTBL Jobs 2025) has officially released its latest recruitment advertisement, announcing a new batch of officer–level and management–level vacancies across Pakistan. The bank, known for its role in supporting agricultural development and rural financing, has opened applications for several key positions in Credit, Risk Management, IT Security, CAD (Credit Administration Department), Governance, and Analytics. This major hiring wave aims to strengthen ZTBL’s operational structure and enhance service delivery across its nationwide branch network.
The job advertisement includes positions ranging from Officer Grade (OG-I/OG-II) to Assistant Vice President (AVP) and Vice President (VP) levels. With a strong focus on professional expertise, the bank seeks qualified individuals with experience in finance, agriculture credit, cyber security, risk analysis, compliance, and modern banking operations.
This recruitment drive has been launched at a time when ZTBL is undergoing digital reforms and expanding its agricultural credit products, making this an excellent career opportunity for banking professionals seeking long-term growth in Pakistan’s development sector.
ZTBL Jobs 2025 – Overview
The newly announced posts cover multiple departments, including:
- Operational Risk Management
- Credit Risk Review
- Credit Administration CAD
- IFRS-9 & Analytics
- Information Security
- Governance, Risk & Compliance (GRC)
- Environmental & Social Risk Assessment
ZTBL is hiring talented and experienced professionals who can contribute to the bank’s goal of modernizing agricultural banking and enhancing financial access for rural communities.
Available Vacancies – Complete List
Here is the full list of positions as shown in the official 2025 advertisement:
1. Head Operational Risk Unit (VP / AVP Level)
A senior management-level role responsible for monitoring and managing operational risks across all ZTBL branches.
Required Experience: 7–10 years in risk management.
2. Unit Head – Implementation CAD (AVP / AVP Level)
Oversees the implementation of CAD policies and ensures compliance with credit approval and documentation requirements.
Experience: 7–10 years in banking credit operations.
3. Unit Head – Monitoring CAD (AVP / AVP Level)
Responsible for monitoring documentation, loan files, and compliance with credit rules and regulations.
Experience: 7–10 years in credit/risk monitoring roles.
4. Manager IFRS-9 & Risk Analytics (AVP / AVP Level)
Handles financial modeling, IFRS-9 reporting, provisioning calculations, and risk analytics for the bank.
Experience: 5–8 years in risk analytics/finance.
5. Officer – Credit Administration (OG-I)
Assists in loan documentation, customer file preparation, collateral verification, and reporting.
Experience: 1–3 years.
6. Officer – Credit Risk Review (OG-II / OG-I)
Reviews loan portfolios, evaluates creditworthiness, and assists in internal risk assessments.
Experience: 1–3 years.
7. Operational Risk Analyst (OG-II)
Supports the senior risk team in operational risk identification, KRI monitoring, and data-based reporting.
Experience: 1–3 years.
8. M&L Risk Analyst (OG-II)
Monitors market and liquidity risks, prepares risk reports, and supports treasury-related assessments.
Experience: 1–3 years.
9. Environment Risk Officer (OG-I)
Evaluates environmental and social risks associated with agricultural loans.
Experience: 2–4 years in related fields.
10. Penetration Tester (OG-II)
Performs system vulnerability testing, ethical hacking, and cyber-risk assessments.
Experience: 3–5 years in cybersecurity.
11. GRC Officer – Information Security Governance (OG-I)
Responsible for cyber security policy governance, compliance management, and reporting.
Experience: 3–5 years in GRC / cybersecurity.
Eligibility Criteria – Who Can Apply?
ZTBL has set clear eligibility requirements to maintain a high standard of recruitment. These include:
Educational Qualification
Applicants must possess a Bachelor’s or Master’s degree from an HEC-recognized university in any of the following fields:
- Finance
- Business Administration
- Economics
- Accounting
- Statistics
- Risk Management
- Computer Science (for IT Security posts)
- Cyber Security
- Environmental Sciences (for Environmental Risk Officer)
Higher degrees and professional certifications such as CFA, FRM, ACCA, CA, or CEH will be considered an advantage for relevant posts.
Experience Requirements
- AVP/VP Posts: 7–10 years
- Manager Level: 5–8 years
- Officers OG-I/OG-II: 1–4 years
- Cyber Security Posts: 3–5 years (mandatory)
Age Limit
- OG-II / OG-I: Up to 35 years
- AVP / VP: Up to 55 years
Relaxation may apply as per ZTBL rules.
Why These ZTBL Jobs Are Important?
ZTBL plays a crucial role in Pakistan’s agricultural sector. With more than 500 branches, the bank provides financing to millions of farmers nationwide. The new recruitment is part of the bank’s strategy to enhance:
1. Digital Banking Transformation
ZTBL is moving towards modern banking with improved IT systems, digital loan processing, and secure financial services.
2. Strengthening Risk Management
A major portion of the newly announced jobs relates to risk monitoring, proving that the bank aims to reinforce loan quality and minimize risks.
3. Expansion of Credit Facilities
Pakistan’s agriculture sector requires strong financial support, and ZTBL is expanding its credit portfolio. These jobs will help manage this growth.
4. Enhancing Cyber & Information Security
With the rise of digital threats, ZTBL is boosting its cyber defense team through roles such as Penetration Tester and GRC Officer.
How to Apply for ZTBL Jobs 2025?
Applying for these positions is a simple online process.
No hard copies or manual applications are accepted.
Step-by-Step Application Process
- Visit the official ZTBL careers portal:
👉 https://ztbl.com.pk/jobs - Select the job title you want to apply for.
- Click on “Apply Now”.
- Fill the online application form carefully.
- Attach your updated CV.
- Submit and wait for the confirmation email.
Application Deadline
📅 Last Date to Apply: 07 December 2025
Late submissions will not be entertained.
Selection Procedure
The recruitment will follow a multi-stage process:
1. Initial Shortlisting
Based on qualifications and experience.
2. Written Assessment (For some positions)
May include:
- Banking knowledge
- Risk management
- IT & cybersecurity (for relevant roles)
3. Panel Interview
Shortlisted candidates will be interviewed by ZTBL HR and senior officials.
4. Final Selection
Merit-based selection with background verification.
Benefits of Working at ZTBL
ZTBL is known for offering a stable and rewarding career, especially for professionals seeking long-term growth.
Key Benefits Include:
- Permanent employment
- Competitive salary packages
- Medical & health insurance
- Provident fund & gratuity
- Pension benefits
- Training & development programs
- Nationwide career growth opportunities
Why You Should Apply?
ZTBL Jobs 2025 are among the most attractive banking-sector opportunities of the year because:
✔ Senior and mid-level positions available
✔ Jobs for banking, finance, IT, analytics & risk professionals
✔ Excellent career growth
✔ Strong institutional reputation
✔ Professional and stable work environment
Whether you’re a young banking officer or an experienced finance professional, this hiring wave provides excellent potential for career advancement.
Conclusion – Zarai Taraqiati Bank Limited Announces ZTBL Jobs 2025
Zarai Taraqiati Bank Limited’s announcement of new jobs for 2025 is a significant opportunity for professionals looking to join one of Pakistan’s leading development banks. With a broad range of officer-level and executive positions available across multiple departments, ZTBL aims to strengthen its operational capabilities and expand its services nationwide. Interested candidates are encouraged to apply before the deadline through the official ZTBL job portal.
This recruitment wave is expected to attract thousands of applicants across Pakistan, especially those specializing in finance, credit risk, compliance, analytics, and cybersecurity. If you want a stable, high-growth, and impactful banking career, ZTBL Jobs 2025 should definitely be on your priority list.
